Mutual funds offer:
✔ Steady Passive Income – Dividend and bond funds generate reliable monthly/quarterly payouts.
✔ Low Risk & Stability – Conservative funds protect against market volatility.
✔ Professional Management – Experts handle fund selection and risk management.
✔ Diversification – Lower risk by spreading investments across different sectors.
Key Strategy: Invest in funds that balance safety, income, and long-term stability.
These funds offer low risk, stable returns, and consistent income – perfect for retirees.
✅ Expense Ratio: 0.23%
✅ Dividend Yield: 2.8%
✅ Portfolio: 35% stocks, 65% bonds
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